Online savings account reddit

The Annual Percentage Yield (APY) for the Online Savings Account as of 10/21/2019 is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. as of 10/21/2019. Interest rates and APYs are subject to change at any time.

3 Oct 2019 That's over 22 times the average rate of 0.09% for savings accounts But if you save your money in an online savings account that earned 2%  The Monthly Maintenance Fee provides you with access to online and mobile banking, ATMs and financial centers and security protection on your accounts,  From checking, savings and foreign currency accounts, to time deposits and customizable savings goals, there's a right Security Bank account for you. You also  Current outages and problems for Reddit. Reddit is a social news and entertainment website where registered users submit content in the form of either a link or I have a problem with Reddit Oh no my internet meme Reddit gas has gone lose! So I made a Twitter and Reddit account to try and get ahold of you guys.

Marcus by Goldman Sachs High-Yield Online Savings Account. Marcus offers a 1.90% APY rate on its high-yield online savings account. The company’s tagline proclaims: “Don’t just store money. Make money.” Pros. Earn 1.90% APY with a balance of at least $1 or higher in your account; Pay no monthly service fees

But that's what my current account is for What am I missing? Update: for those with the same question, a popular alternative seems to be online banks where  Hmmm, the only promos I get from Ally are for closing costs on buying a house and if I open an investing account. Are your promos just for the savings accounts ? If I pay online, doesn't it just automatically go directly to my account? Wtf is with the convenience fee? Edit: I guess technically I am paying to my mortgage  6 months ago there were many high yield savings account with a 2.25% rate, now the Nerd Wallet does a good job compiling the rates for online HYSAs each  What is the best online high yield savings account? Are they truly safe? FDIC insured? Is their hidden fees? Is it a pain to get money back out? Thanks in advance! Looks like I could be getting 2.25% interest in an online savings account or even 2.5% in a money market account. Does anyone have a reason why I shouldn't 

If I pay online, doesn't it just automatically go directly to my account? Wtf is with the convenience fee? Edit: I guess technically I am paying to my mortgage 

I'm looking for a recommendation of a high interest online savings account. My current bank only provides a 0.01% and I've seen online banks that claim up to 1.55%. I don't plan on using the account other than saving, though in the event of an emergency need to be able to transfer funds to my primary checking account quickly. High yield savings account rates change month to month. You usually do best with an online-only bank, as the big national brands with brick-and-mortar branches tend to have terrible rates. Here's a snapshot right now, though it may not be comprehensive. I'm happy with Discover Bank at 2.1% APY. Into another savings account? Probably not. Ally's rates might not be the best, but they are close enough for it to not matter. If you got an extra 0.1% APY (doable, but probably the best you could hope for), that is $10 per year on your $10K balance.Is that worth it to you? I have a chunk of change in savings that is just sitting in my credit union account getting .01%. I was looking into a good user friendly high yield online savings account as I feel like this is the safest way to make my money work for me. Hey, I just thought I’d recommend to anyone who has a decent amount in savings that is saving up for some purchase in the near future and therefore doesn’t want to put that money into retirement accounts or the stock market outside of retirement accounts to open a high yield online savings account. I have discover savings and theyve been solid. If it's direct deposit, funds get there around 3-4a pacific time the day i usually get paid. If im transferring funds from another account to disc it takes time but if youre transferring to savings youre probably not counting on using those funds anyway.

Best High Yield Savings Accounts – up to 5% APY. Here’s a list of the best high interest savings accounts. Get up to 5% APY with a rewards account or up to 2.5% on a basic account. We don’t receive any sort of commission for any of these, and ALL banks are included in this list.

Basically, they need card swipes and ppl to sign up for online banking to get those rates down for them so they will give me 3% for signing up for online banking 

The rate of our Online Savings Account is 20x the national average of 0.09% APY, based on the national average of savings accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 08/26/19.

It usually takes 1-2 days for the money to show up in your account. The APY has been increasing since I started last summer, I think because there is a lot of market  Online, ATM/debit card available for each checking account, currently 2.1% savings and 0.65% checking interest rates. Almost positive direct deposit is accepted ( 

26 Feb 2020 Find the latest TIAA Bank bonuses, promotions, and offers here for Checking and Money Discover Bank Online Savings, $200 Cash, Review. I'm looking for a recommendation of a high interest online savings account. My current bank only provides a 0.01% and I've seen online banks that claim up to 1.55%. I don't plan on using the account other than saving, though in the event of an emergency need to be able to transfer funds to my primary checking account quickly. High yield savings account rates change month to month. You usually do best with an online-only bank, as the big national brands with brick-and-mortar branches tend to have terrible rates. Here's a snapshot right now, though it may not be comprehensive. I'm happy with Discover Bank at 2.1% APY. Into another savings account? Probably not. Ally's rates might not be the best, but they are close enough for it to not matter. If you got an extra 0.1% APY (doable, but probably the best you could hope for), that is $10 per year on your $10K balance.Is that worth it to you? I have a chunk of change in savings that is just sitting in my credit union account getting .01%. I was looking into a good user friendly high yield online savings account as I feel like this is the safest way to make my money work for me.